Home cleaning: company, independent provider or direct employment?
Published on 31 July 2026 · Verified on 19 September 2026 · The Mestravaux.lu team
First establish the relationship: buy a company service, engage an independent business or employ someone directly. An hourly figure alone cannot compare these arrangements. They determine who invoices, organises work and handles administration.
The essentials in 30 seconds
- Independent work is not synonymous with undeclared work.
- Direct employment makes the household an employer.
- Agree replacement arrangements and supplies explicitly.
- Childcare service vouchers do not fund routine house cleaning.
Company: check the actual organisation
Ask about your contact, regular staff, key handover and absences. Having a team does not guarantee immediate replacement. Record postponement terms, exclusions and the process for reporting breakage.
| Critère | Aide indépendante | Société agréée CSA |
|---|---|---|
| Tarif horaire | 15 – 20 € | 25 – 35 € brut / 10 – 15 € net avec CSA |
| Coût mensuel (17h) | 255 – 340 € | 170 – 255 € net |
| Assurance accident/dommages | Non, sauf déclaration formelle | Oui, incluse |
| Remplacement en cas d'absence | Non | Oui |
| Éligibilité aide de l'État | Non | Oui (CSA via la CAE) |
Coûts nets estimés une fois l'aide CSA déduite ; le montant exact dépend du barème en vigueur et de la situation du foyer.
Independent provider: assess a business service
Identify the business issuing the offer and invoice. Ask about organisation, availability, activity-related evidence and stated cover. Working alone proves neither lack of insurance nor inability to arrange cover. Personal trust does not replace written scope.
Direct employment: different responsibilities
CCSS describes a simplified procedure for declaring private-household employees. The household becomes an employer, not simply a company customer. Check administration and contribution calculations with CCSS before treating net wages as total cost.
Do not confuse CSA with domestic expenses
CSA concerns childcare, not routine cleaning or ironing. Any domestic-expense tax relief is a separate mechanism, not an automatic invoice discount.
Your project deserves an accurate estimate — it's free.
Request a quoteCompare matching periods
List rooms, priorities and frequency. Add travel, supplies, taxes and any minimum to a service rate. For direct employment, establish the full employment cost. Compare actual planned hours or visits without assuming identical productivity.
Agree what matters in your home
Describe delicate finishes, ironing, windows, pets, access and expected tidying. An initial visit helps establish what fits the slot. Keep a simple way to report unfinished tasks and adjust priorities. No model is universally cheaper or better insured.
Frequently asked questions
Does CSA reduce my cleaning invoice?
No. It concerns childcare. Do not calculate net cleaning costs on that basis.
Does independent mean undeclared?
No. Check the professional arrangement and records rather than equating status with undeclared work.
Does a company guarantee prompt replacement?
Check terms and availability. No universal response time is guaranteed.
How do I compare with a household employee?
Compare full employer cost with invoiced services, then scope and organisation. Net wages alone are insufficient.
Take action
Your project deserves an accurate estimate — it's free.
Request a quote